Author: Moby
Riddance
I’ve finally rid myself of BofA (Bank of America) this week. What started as a loving relationship almost 20 years ago has blossomed into a gaping hell of constant annoyances, hidden fees, and gross incompetence. I’ve been threatening to leave for years but the hassle of changing everything to a new bank was a significant hindrance. One major annoyance with BofA, besides the overly-high ATM fees, has been not getting my monthly statements. Somehow they kept trying to email an old old OLD email account from way back when I lived in Texas and had a different account number. No matter how many times I changed it online, called had them change it, they kept trying to email the old invalid email address. I somehow got all my bill-pay reminders by email but getting a monthly statement was beyond them. Well that is up until recently. Suddenly, I’m not even getting my reminders on-time. Some would come thru and others wouldn’t. Every time I logged in online I’d get a big glaring message about problems with my account. After incurring several late fees from various outside accounts, the Occupy protests, and the sudden move to charge customers a monthly fee to actually use our money, I’d had enough. [1]They’ve retracted the plan to charge customers but I fully expect it to pop up somewhere else.
I know with recent changes in the law, courtesy of Prez Obama, they are loosing a very lucrative service aka exorbitant fees. That being said, they’ve always known this was an unregulated area and its their own fault for getting greedy and ruining it. They had plenty of time to self-regulate and failed to do so. Anyway, I guess they counted on the usual customer indifference to fee hikes and passed on a new fee structure to the customer. They got a massive wake up call and have helped ignite a very vocal and visible contingent of the American people. [2]I personally think the occupy protests aren’t helping but I support their right to do so. Instead of camping out in a homemade slum for days/weeks at a time, I decided to put my money where my mouth is and move my money to a local credit union. I’ve had an account with them for years and they’ve also had both my motorcycle loans. On top of that, the credit union reimburses me for ATM fees instead of charging me for access to my money. I know, what a novel idea, right? lol
I should have made the switch years ago but, as mentioned, the hassle was daunting. Its amazing how much crap gets linked to your bank account over time. Zipcar, Fastrak, Muni, insurance, Paypal, etc are just a few. It took me almost 2 months to track everything down and get it all switched over to my CU account. I was smart and kept a list of everything this time so I have it, just in case. lol
So now, I am officially Bofa-free. And to my delight, my credit union online service is almost as robust and fast as BofA. There are a few minor differences but nothing overtly problematic. The only real hassle is making a cash deposits. While I can use a variety of ATMs around town for depositing checks, (including one 2 blocks from my apt) depositing cash has to be done at an affiliated CU ATM. I don’t deposit cash often as I use direct deposit so again its not the end of the world. I’m already enjoying my new credit union account and am loving the ATM-fee reimbursements as well. I’d encourage anyone reading this to bite the bullet and make the switch. Tell the greedy giant corps they can’t abuse you as a customer anymore.
Sign Here
*This applies to everyone reading, not just locals*
Know Thyself
People really crack me up sometimes. They say perception is 9/10’s reality but there are also times when you need to use your head for something besides a hat rack. I just had a rather odd email conversation with a distant Facebook friend who was pissed at me for not knowing what was going on with him. Apparently, he’s been going thru some drama and updating FB with it. It was somehow my fault for not knowing. I saw him online, sent a polite message, and proceeded to get attitude because I was being jovial. Excuse the hell out of me!
On a similar rant, a while back I had another FB friend (who found me thru twitter) get pissy with me because I didn’t want to have cyber sex with him over cam. I first politely explained it wasn’t my thing even if I thought he was attractive. Sex over cam is so 90’s and boring to me. I realize it may be fun for some but that doesn’t mean everyone is into it. Finally after like the 4th or 5th push to show my junk, I got rather direct and let him know it was never going to happen. He has since unfriended me, to my delight.
So yes, all these sites can be wonderful mechanisms for communication. But lets face it, none of us only friend people we actually know in real life. Hell some folks have thousands, even hundreds of thousands, of friends on these sites. It is unrealistic to think every one of your “friends” keeps up with your every update. Frankly, it borders on impossible for anyone who has a life offline. For myself, I’m not so foolish to think everyone on my list knows everything I post. Most of what I post on FB and such is absolute drivel anyway. lol That’s when I’m even on. Most of my updates on FB come from my Google+ account (or twitter).
Yes, I have some nice friends online whom I’ve never met. I have some I’d love to meet someday as well. That still doesn’t mean I’m all up in their grill 24/7. If I’m a real friend to you or vice versa, then I’ll take the time to talk, text, email, or see you. in person. In person isn’t always possible but a friendship is only as good as the effort you put into it, not what you get out of it. And posting online is not what I would call effort.
The sex thing is funny. But again, don’t get all twisted because not everyone is into the same thing. I clearly have no problem with sex and/or hookups. That doesn’t mean every profile I have online is filled with a insatiable desire to get laid. Even still, if I politely decline 2 even 3 times, take the hint.
At the end of the day, just use your brain people. Don’t get pissy because some random stranger doesn’t know you’re having a bad day/week. Be happy someone actually took the time to reach out to you in the first place.
/ rant
Theme
I loaded a new theme on the ole blog site this week. I like the fact that is has tons of custom options, many of which I haven’t even begun to tinker with yet. The theme itself is clean, easy to read, as well as being easy on the eyes. [1]Or at least I think so. š
The design also suits my mobile theme plugin. They are completely separate items but I like the symmetry of the look. The header can be set to slide to different images or load a new header on each page load. I’ll probably swap out headers at some point. Right now the one provided is nice and clean. I was gonna use one based on the new Google+ layout but it was too simplistic. I didn’t like it.
Anyway, the right column looks soooo much nicer now. It’s very easy to browse, read, and find info. I’m planning on deleting some of the Dandy ID links. Many of them I don’t use that often, if at all. Having them clutter up my blog is pointless. Sometimes less is better. I’ve already removed the “recent comments” box. It really didn’t add much. I’ll probably add a different one at some point but for now its gone.
I’m thinking of adding a photo slide/viewer in the right column. Ideas? Feedback? Suggestions? Hate it/Love it?
References
| ↑1 | Or at least I think so. š |
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Stay
Well I’m back at work after being on a stay-cation last week. Money is tight and couldn’t really afford to do a whole lot. Regardless, I enjoyed the down time. I’ve been staggering my vacations evenly throughout the year and its really helping. Of course, it didn’t help that I strained my back on Tuesday. I was pretty much confined to the house for a couple days. I laid around and dozed courtesy of modern pharmacology. heehee
Speaking of work, I applied to be a supervisor a couple weeks ago. I figured it was time considering I’m often a go-to resource for others already. On the up side, it would be more money. On the down side, I’d probably lose my weekends off for awhile. All the supervisor shifts are 4-10’s as well. I’m not excited about that but it is what it is. However, there are enough slots turning over I’d probably have at least a partial weekend off within the year. If I get really lucky I could have a full weekend slot in less than 2 years.
I have up to a year to revert back to my current position without losing any seniority. The department starts testing and interviews soon. I’ll let ya know how it goes.
Dirty
I got called a dirty sodomite on Facebook today. I somehow got attached to a fan page for SF Pride and one of the folks that replied to a mass email was spewing hatred and nonsense. Said person didn’t like my reply pointing out his sins via his own bible verses and went on a rampage about evil homo-fascists, Obama, Jews, and I forget the rest.
Its fun beating the idjits at their own game. They are soooo quick to spew a few well rehearsed verses about gays but when you throw it back in their face with some verses of your own, they lose it. Seriously, this person was beside themselves that a filthy homo could dare question his/her holier-than-thou righteous protected speech. Forget that no one asked for your two cents, [1]or that said person couldn’t spell even simple words properly if all you do is hide behind your ignorance then don’t expect any mercy from me. For every verse you give me about those devious homos, I can give you 10 more about the sinning hetero’s. š
I’ve lost all tolerance for these wackos. If you come at me with bile and drivel, I’ll give it right back to you.
/ rant
References
| ↑1 | or that said person couldn’t spell even simple words properly |
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Feedback
Some random comments (and my replies) that I have received about my blog. . .
This blog is gay. Really?
How did you get the mobile widget to work? Its not a widget or a theme but a plugin that detects mobile browsers. You can find it here.
Like your blog, found you thru Scruff. Scruff? What’s that? š
I can’t find your blog. How did you get here then?
Do you have any pictures of you naked? Yes
When did you start blogging? I kept journals off/on as far back as my early 20’s. I started blogging in 2004.
What’s so special that you feel the need to blog? Uh, I ride the short bus?
Over
I’ve been hitting the gym pretty hard lately even with my crazy work schedule. I think I overdid it this last week though. Thursday, I started feeling achy and run down at work. I was afraid I was getting sick. That night I tossed and turned all night from achiness so ended up not getting much sleep. [1]Apple guy neglected to mention he’d taken the last of the Ambien. *ahem*
Friday rolls around, I’m feeling less achy but exhausted from lack of sleep and developed a lovely migraine. Joygasm! I got some stomach problems as well so maybe it was a combination of both. I called off from work and literally laid on the couch all day relaxing. I napped off/on until about dinner when I finally dragged my carcass out of the house for some dinner. Feeling a tiny bit better but still achy my stomach was demanding food. lol I ended up having sushi with my buddy Nikitas. Probably not the best choice considering but it hit the spot.
Saturday, I’m feeling almost like my old self again. The stomach is returning to normal and the achiness had abated. I didn’t have a sore throat or fever so I figure maybe I was just worn down.
Ironically, I feel totally guilty for not being in the gym. lol Lately, I’ve been trying to hit the smaller non-primary muscles that I often neglect. I think they decided to fight back. Anyway, if you’ve been following me on Google+, you’ve already seen my latest pics. I included one to show off my had work. How do ya think Iām doing?
References
| ↑1 | Apple guy neglected to mention he’d taken the last of the Ambien. *ahem* |
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Scurr’ed
It’s no secret I rarely rant about politics. Of course, there are times where I feel compelled to speak up. The current political climate would be hysterical if it wasn’t so incredibly scary.
References
| ↑1 | and the LGBT umbrella that includes |
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